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June 27, 2009I feel sick and Im fed up of being in debt.I dont know where the hell to start?
1) I need to do my practical UK driving test, its £250 for the course and test, plus 50 for the actual test.
2) I am with a debt management programme paying 145 a month, which is ok, but more just keep popping up.
3) My boyfriend is ALWAYS late on his part of the rent so I have to cover it. Now we've agreed ill pay it all and he will pay me week by week, which he has done before and he does do a hell of a lot for me, plus works full time so please dont think he is a sponge.I'm worried he wont give me the money in time and I will be broke….I would never have agreed to this had I known he couldnt do it!! Oh and its all in my name.
3)The council tax has gone up to £174!!! a month , so how am I going to pay 1000 in rent and 250 in f***ing bills at the end of this month!!! whats left for me?
4) I been off sick for a while, so im missing £300 off my £1600 but Im going back next week and im dreading it, its not that bad, but its the whole walking through the door after 6 weeks.
5)Im pissed off cos my estate agent snitched on me to the Estate Agent Manager about f***king weeds in my front garden? Just when im hiring a hedge trimmer to do it on monday?! I speak to him all the time, why cant he tell me himself! Oh and do i complain about all the major dangerous things wrong with the house.? no .. i like to live peacefully.
Im lucky I have the man I do but this is all getting to much for me and
I just want to go home to my mums, curl in a ball an cry.
Its so hard being an adult, im only 24 and I dont even have a family yet?
How the hell am I going to cope in the future, my bf doesnt know about these problems, I dont want to tel him incase he thinks im irresponsible with money and that I cant handle things.
Gosh and I was so rude to my mother when I moved out last year, we argued all the time and as I left I said 'yeh , so how hard can it be?' Oh how I am eating my works I just want to run home for a cuddle and never move out again and be all safe..lol
Please help and dont be horrible, i know I should toughen up but where the hell do I start?!!
OK, calm down.
the first thing to do is talk to your boyfriend. I know you are worried about what he will say, but he loves you, and wouldnt want you to be worried.
Then i would call your mum and apologise for those rude things you said when moving out, and ask for her advice. After all, she has probably been through the same thing (money worries i mean) and may help you to budget.
Then phone the debt management programme, and ask them if you can add the rest of your debt, and see what they say.
After all that is done, you will be feeling better, so go and buy yourself a box of chocolates and a bottle of wine, and sit in the garden in the sunshine, and relax!
Nitin T (below me) you have copied my answer nearly word for word! Try and come up with your answers in the future!
Horaayy..there are 4 comment(s) for me so far ;)
You really do need someone to talk to and help you through this. You are emotionally and mentally becoming depleted and maybe it is time you called your mom and apologized. After all she is your mom and I'm sure she could use a hug as much as you could right now. What have you got to lose?
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OK, calm down.
the first thing to do is talk to your boyfriend. I know you are worried about what he will say, but he loves you, and wouldnt want you to be worried.
Then i would call your mum and apologise for those rude things you said when moving out, and ask for her advice. After all, she has probably been through the same thing (money worries i mean) and may help you to budget.
Then phone the debt management programme, and ask them if you can add the rest of your debt, and see what they say.
After all that is done, you will be feeling better, so go and buy yourself a box of chocolates and a bottle of wine, and sit in the garden in the sunshine, and relax!
Nitin T (below me) you have copied my answer nearly word for word! Try and come up with your answers in the future!
References :
It seems to me that your rent is very high. Perhaps you can try and find some where else to rent which is cheaper or even buy.
References :
Hi,
Firstly Then you would call your mum and apologise for those rude things done bu you. IF mom accept you then you will be goted a pillor where u can stay.
After this You have to talk with your boyfriend I know you are worried about what he will say, because he loves you then he can pay also give him a sumbal he will be think about that
Then do a phonecall to debt management programme, and ask them if you can add the rest of your debt, and see what they say.
After all i will say to u Be+
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